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Why Waiting To Work Might Be A Mistake.

As we are coming out of our Covid downtime many people have serious decisions to make. Life returning to normal means that many of the moratoriums will be coming to an end, student loans will soon become due, forbearances will end, evictions and foreclosures will start again, and choices will have to be made.One of

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Having trouble making your Ch. 13 plan payments during Covid?

If you were affected by the Covid-19 pandemic, and you were in a Ch. 13 plan that was confirmed prior to March 27, 2020, then you could be eligible to extend your Ch. 13 Bankruptcy to 7 years instead of the normal 5 years.This is a decision that requires some deliberate consideration between you and

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As The World Re-Opens, So Do Collection Agencies

Let’s face it…this has been an unprecedented 12 months. From March 2020 to March 2021, the world as we knew it changed because of the Corona virus.Amongst the mask mandates, business shut-downs, and school closures, there were a host of Federal and State moratoriums on collection activity, including suspension of evictions, foreclosures, and student loans,

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Having Car Problems? Yes, you do have options.

So when you file a Chapter 7 Bankruptcy, your options related to a car are generally limited, as opposed to a Ch. 13 where we can in many cases, cure delinquencies, lower your interest rate, or even reduce the balance on the vehicle loan.Unfortunately, all of those options in a Ch. 13 come with a

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Prioritize Your Finances & Bankruptcy Planning

Hi Folks,Brian here. I hope you are having a Happy New Year. Changes are certainly coming to 2021, and not all of them are good. As we start to recover from the Covid-19 pandemic, which may still be many months away, we will have to reckon with the economic damage that has been done. Many

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Is there systemic racism and gender bias in the Bankruptcy system?

Recently, Senators Elizabeth Warren (D-Mass) and Representative Jerry Nadler (D-NY) proposed a major overhaul to the Bankruptcy system that they called the Consumer Bankruptcy Reform Act of 2020. While it does not have much chance of passing this year, it is quite possible that it would pass next year, and it proposes (among other things)

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