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Bankruptcy Filings are Down – Why does that matter to you? Part 1

i Hi Folks,Brian here. So, as of the time of this writing, we are in the middle of the Covid-19 pandemic. As an odd by-product of these intense circumstances, Bankruptcy filings nationwide are way down. That might seem counter-intuitive, but keep in mind that even though ordinary people are unemployed, so are debt collectors, repo-drivers,

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Representing yourself in front of a Bankruptcy Judge

  Once upon a time, Abraham Lincoln, who was a talented attorney, is credited as saying “he who represents himself has a fool for a client.”  When you represent yourself, we call it being “pro se”, which is Latin for “in one’s own behalf”, and in fact, our American legal system has a very long

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IT MAY BE TIME TO RE-EXAMINE YOUR CHAPTER 13 CASE.

Hi Folks, So with all of the economic uncertainty, for people who have been in long standing Chapter 13 cases, it might be a good time to re-examine your circumstances. There are a number of reasons why someone might file for a Ch. 13, such as: I was ineligible for a Ch. 7 at the

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BANKRUPTCY FILINGS ON THE DECLINE DESPITE UNCERTAIN ECONOMIC TIMES

Despite the frustrating economic times, a lot of people are confused about the fact that Bankruptcy filings seemed to have declined. There are a myriad of factors on why this is happening, but the phenomenon is important for a whole host of industries which depend on the strength of the economy.  Jobs ranging from car

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COVID UPDATE – STUDENT LOANS

Hi Folks,   So there has been a lot of activity over the past few days in Washington DC attempting to bring relief for the American people. On the issue of student loans, according to Forbes, the President signed an executive order suspending student loan payments through the end of the year (December 31, 2020),

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COVID UPDATE – MORATORIUM ON COLLECTIONS

So we’ve been having some people reach out to us about the confusion related to the temporary Covid-19 moratorium on collections. While it is true that many creditors are offering a welcomed short-term forbearance on regular payments, each program is a little different. Some offer 0% interest, while others just suspend payments for a short

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