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BANKRUPTCY FILINGS ON THE DECLINE DESPITE UNCERTAIN ECONOMIC TIMES

Despite the frustrating economic times, a lot of people are confused about the fact that Bankruptcy filings seemed to have declined. There are a myriad of factors on why this is happening, but the phenomenon is important for a whole host of industries which depend on the strength of the economy.  Jobs ranging from car …

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WHAT ARE THE PROS AND CONS OF SETTLING WITH A CREDITOR? PART II

In my last blog post I talked about debt settlement, and laid out the benefits and some of the pitfalls associated with exploring that option.  In this post, let’s talk about the practical side of things. In my opinion, unless you really have no ability to speak assertively over the phone, you really should not …

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WHAT ARE THE PROS AND CONS OF SETTLING WITH A CREDITOR? PART I

As a Bankruptcy attorney, sometimes we see everything through our limited lenses, and of course, when it comes to debt, since our tool is a hammer, every problem resembles a nail. But the truth is that you always have non-bankruptcy options to settle debt, but most people are often intimidated about trying them. First, you …

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