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As The World Re-Opens, So Do Collection Agencies

Let’s face it…this has been an unprecedented 12 months. From March 2020 to March 2021, the world as we knew it changed because of the Corona virus.Amongst the mask mandates, business shut-downs, and school closures, there were a host of Federal and State moratoriums on collection activity, including suspension of evictions, foreclosures, and student loans, …

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Changes in Bankruptcy Filings during Pandemic – Part 2

Hi Folks, In my last post I talked about the changes that we have seen to the Bankruptcy process because of the Covid-19 pandemic. Clerk’s offices and Judge’s Chambers are harder to get information from, and trying to navigate complex court processes just over the phone can be challenging. In this unprecedented time of low …

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Is there systemic racism and gender bias in the Bankruptcy system?

Recently, Senators Elizabeth Warren (D-Mass) and Representative Jerry Nadler (D-NY) proposed a major overhaul to the Bankruptcy system that they called the Consumer Bankruptcy Reform Act of 2020. While it does not have much chance of passing this year, it is quite possible that it would pass next year, and it proposes (among other things) …

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Bankruptcy Filings are Down – Why does that matter to you? Part 1

i Hi Folks,Brian here. So, as of the time of this writing, we are in the middle of the Covid-19 pandemic. As an odd by-product of these intense circumstances, Bankruptcy filings nationwide are way down. That might seem counter-intuitive, but keep in mind that even though ordinary people are unemployed, so are debt collectors, repo-drivers, …

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BANKRUPTCY FILINGS ON THE DECLINE DESPITE UNCERTAIN ECONOMIC TIMES

Despite the frustrating economic times, a lot of people are confused about the fact that Bankruptcy filings seemed to have declined. There are a myriad of factors on why this is happening, but the phenomenon is important for a whole host of industries which depend on the strength of the economy.  Jobs ranging from car …

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